California is among the best places for motorcycling in the world thanks to its spectacular scenic roads. As one rides, you enjoy elevation changes, magnificent terrain, and twisty roads. Hidden behind this beauty are unexpected risks that can cost you top dollar. However, Hathaway Insurance Services offers motorcycle insurance to keep you safe and confident throughout your riding journey.
Our insurance packages are tailored to suit every client. Some policies offered include:
Property Damage and Bodily Injury (BI/PD)
When you’re involved in an accident, you may injure other motorists or damage peoples’ property. BI/PD helps pay for damages and medical costs. In case you’re sued, the policy also meets legal fees and expenses.
Uninsured and Underinsured Motorist
If you have an accident on a California road, you may be involved with an underinsured or underinsured driver. It may be an uphill task meeting costs in such circumstance. Fortunately, underinsured and uninsured coverages come in to assist. It helps pay for damages and additional costs not covered by the motorist.
Collision and Comprehensive
In case of collision accidents, you are bound to meet repair and replacement expenses. With collision coverage, you don’t have to. The insurance company pays for repairs and replacement to your limit of coverage.
What about other accidents other than collision? That is where comprehensive coverage comes into play. It pays for other damages that are not collision related such as weather, vandalism, and theft.
Regardless of who is culpable, medical payment coverage helps pay for medical bills for you and your passengers. Medical costs can be massive, and if you are found responsible, you may end up losing a lot of savings.
Accessory and Custom Equipment
You may customize your bike to make it more appealing and comfortable. Some of this additional equipment is expensive. In case of an accident, you don’t have to bear losses; your insurance will reimburse you the amount needed to restore your bike back to its original shape.
Are you looking for motorcycle insurance in California? Email or Call Hathaway Insurance Services to get a quote and have your questions answered.